Advanced techniques for form layouts?

Advanced techniques for form layouts?

While Zoho is most certainly an excellent product, I am not entirely satisfied with the look of the forms that Zoho helps me generate. I would like to group sets of fields and maybe put a header over them or a border surrounding them, whereas right now all of my fields run together. From reading the documentation, it seems like there is real limited functionality. However I read the code for my form and saw that there is a keyword 'column' that is used to create the two columns. I was wondering if there were more of those keywords, such as 'group' or 'row' or 'header'. Alternately, can I embed HTML in those forms somehow?

Cheers,
Kevin