Bank Feeds

Ok so I add my Bank Feed and I mainly use a Visa Debit Card as the main Business Account but when adding the feed From Bendigo Bank I have to Select Credit Card to Bring up the correct feed .. what this does is add that feed to a Liability Account instead of a Bank Account and yet all my EFTPOS deposits and Direct Payments go into that account. So that when I now try to apply a payment to an invoice I cannot select the correct Bank Account because Zoho sees it as a Credit Card (Liability Account). I then went into Chart Of Accounts to see if I could change it to a Bank Account but it seems that that is not possible. This is a VISA DEBIT ACCOUNT and not a true Credit Card Account so it is not a Liability Account.. Can any suggest something as i was about to Subscribe to the service but this is a deal Breaker and just wont work for me