I am reaching out to see if anyone has any experience in the Insurance Agency world with using Zoho exclusively for the CRM and commissions side of things.  Lots of strong features like drip campaigns, meeting, calendars, emails, can all be found in here.  I am using AgencyBlo$ now and the user price is foolish I feel to house my clients and run commissions.  Any thoughts good or bad about Zoho as an all in one would be appreciated.  Thanks

Ryan