Overcoming max # of fields on a form...

Overcoming max # of fields on a form...

I need to create a form/set of forms to handle the collection of over 300 fields of information for a Credit application.  In reading, it looks like there is a limit of 80 fields on a form, or less if you're using drop down lists.

How can I overcome this?

I can break the questions into groups, and put each on a different form, but I understand that each form creates it's own file/table.  And I need all information to be in one record, at least ideally.

Any suggestions would be appreciated.