When creating a new Organisation and selecting 'clone', the COA (Chart of Accounts) are not cloned.

For example; Locked (system) accounts revert back to their original name(s) AND all primary/sub account relationships are lost.

A Clone is an identical copy of something. Zoho certainly does not clone the COA. It doesnt even copy the COA in the normal sense of the word... In other words it is very misleading.