Is there a way to place the field label inside the field itself. When the user starts typing, the label goes away. This saves space and allows me to put more info"above the fold", is more clean and modern.

>> Just like the signup form that Zoho Forms itself uses! Of which you can see a screen shot on the Zoho Forms Getting Started page: https://www.zoho.com/forms/help/getting-started.html 

(MarketingHub forms can do it--but they have their own set of frustrating limitations, Grrrr--why can't all these forms come from a common library)