While receiving loan,  i does following steps in My Zoho books.

1. Create "Loan & Advance " Account as Parent Account under Long Term Liabilities.

2. Create another account For Example "Mr. ABC's Loan as Child account under the parent account.

Now: In banking Module I select the loan entry in deposit side 
click: catagorise manually

Select: Deposit from Other Account 

Select: "Mr. ABC's Loan from drop down.

and Entry Passed successfully.

But when  i need to pass repayment entry of the above loan,  zoho do not show "ABC 's Loan" account under deposit to other account. I have to pass manual Journal Entry for making the repayment entry. 

Please guide if i am missing something.