Problem creating Lead/Potential/Account record using insertRecords api

Problem creating Lead/Potential/Account record using insertRecords api

Hello. I am having a problem implementing the insertRecords api on my website. I am using the AJAX method to Post the request, but I am getting a code 4835 error message when typing the url in my browser. 

I am able to successfully insert a record in the Product module, but not the Leads, Potentials or Accounts module. Why is this? What am I doing wrong? Any info would help!

Here is my url:

https://crm.zoho.com/crm/private/xml/Accounts/insertRecords?authtoken=xxxxxx&scope=crmapi&wfTrigger=true&version=2&xmlData= < Accounts><row no="1"><FL val=“Account Name">testname</FL></row></ Accounts>