It would be wonderful if you could map some System Accounts to existing accounts in the Chart of Accounts instead of being forced to use the Zoho Special Account. 

I understand that this is not practical for some of the system accounts (ex. undeposited funds); however, there are some system accounts where it makes sense to allow customers to map to their existing accounts. 

One example is Bank Charges - we have our own account - Finance Charges - that we want to use for Bank Charges.   This prevents us from using various parts of the system.  For example on the Vendor Payment screeen - we can't use the Bank Charges field because that amount will automatically map to your account not ours.  Therefore, we have to add a step to make an adjustment when reconciling from the feed to account for this.  There are many cumbersome workarounds and system functionality we cannot use because there is no mapping for some system accounts.

Another issue is that those unused system accounts - which cannot be deleted - then just keep floating out there even if they are inactivated which causes major clutter and inconvenience. 

There are a TON of system accounts in Zoho that seem like they would be good candidates for mapping and/or potential deletion (obviously making assumptions since we don't know what's going on with the code on the backend). 

Bad Debts

Bank Fees

Equip Revenue

Late Fee Income

Misc. Income

Owner Drawing

Employee Advance

Wages and Salaries

Conversion Rate Expense

Shipping Charges

Interest Income