Authentication failed pop account samsung s3

Authentication failed pop account samsung s3

Hello,

Okay.  I have repeatedly try to set up my email on my new galaxy s3.  I had no problems with my s2 receiving and sending.

My settings are correct. I have checked them a dozen times.  

Username (correct) 
password (correct)
POP3server (pop.zoho.com)
Security type (SSL)
Port (995)

I hit done and it checks incoming server settings and just says "authentication failed" and nothing else.

So what am I missing here?  Because it's 3 lines of settings.  It's not like I'm writing code here.

I have checked and double checked my zoho settings on my desktop.  I'm not running TFA.

I can't understand why I have spent hours trying to set up a basic pop account.

Jarrod