I am evaluating Zoho books and I have a concern with the expense section.  Typically our employees put expenses on their personal credit cards.  These expenses are typically billed to an end customer.  We also need to count these expenses as "cost of goods".  I can see how do do each of these things individually but the product doesn't seem to give me a way to do these all together.

If I could put an expense in a liability account AND mark it as billable, I could probably handle the cost of goods part another way.

Also related to expenses, we reimburse our employees on each payroll.  The payroll shows up as 1 transaction in our account.  How can I split this up?