Here's an example scenario.  I bill a customer $199.50 for a sale.  The customer pays me, I take the cash to the bank and deposit $200.

Zoho sees the $200 deposit come through the bank feed, I can match it to the $199.50 invoice but now I have .50 to do something with.  The only options for income I have on the adjustment menu are for income.  It technically isn't income because it came from my personal change, Owners Equity if you will.  How do I make the .50 show up in the Owner Equity account and not general income?