From my perspective Accounts drive everything.  Contact are "ride along".  So the key action item (send an email, do a follow up , create a tag etc) is always Account first and then select the Contacts associated with the Account to take an action, individually or in a selected group of the selected Contacts,

So to my surprise the ability to filter and create a view based on Accounts and then further refine it by contact is not available.  The Mass Email feature seems to have this but you cant preview or edit the list before it is sent, so this is not viable.  Reports is great from a refinement perspective , but you cant take action from the list.

As an enterprise user I think there is a work-around to create what should be a standard Account/Contact  view filtered or selected by any field in Accounts or Contact but it seems pretty complex and like you need to hire a third party consultant for what should be a standard thing,

Am I missing an obvious thing?