Is there a way to create a check list report within each account?

Is there a way to create a check list report within each account?

I am trying to come up with a check list for a reporting system, but currently we have about 70 accounts, and the report will need a checklist of about 100 items. I am wondering if this is a possibility through Zoho reports, rather than creating a field within each account. I do not want to create a new field because there are only so may fields one can create. Also some accounts will be needing a different checklist then others so I think it would be easier to create a checklist report and attach this report to the accounts. Is this a possibility?