Line Break in formula field

Line Break in formula field

I am trying to put items on a new line in a formula field.  I have found many solutions but none work for a formula field
So far have tried

Item1 + ''<br/>'' + Item2  + ''<br/>'' + Item3

Item1 + ''<br />'' + Item2  + ''<br />'' + Item3

Item1 + ''<br>'' + Item2  + ''<br>'' + Item3

Item1 + ''\n'' + Item2  + ''\n'' + Item3

<br>" "br/>" "<br />" all show up exactly as entered.  
Without Quotes, I cannot save the Expression.. 
Using "\n" doesn't show "\n", but also does not add a line break.

Is it possible to do line breaks in a formula field?