one user, multiple accounts: how to do this?

one user, multiple accounts: how to do this?

Hi, I'm a freelancer and still new to Zoho. I've found other threads like this but I haven't found a thread explaining how to do it.

In case my situation isn't as similar as I'd thought from other posters: because of security, I'd prefer to have a separate recovery email address on Zoho, and other accounts for my bank account, other online payment options, and my subscriptions and other free services I've signed up for. Right now, my inbox is getting rather too cluttered. Despite being only one user rather than a company, is it okay to have other email accounts for other freelancing-related uses? And if so, how do you go about it?

Thanks.