Problem with InsertRecords - '&' not allowed in Description

Problem with InsertRecords - '&' not allowed in Description

Hello,

Can any one please guide how to pass description data with '&" and other chars like (<, >, etc ).

Its gives me error like this  >>  4835 Unable to parse XML.XML document structures must start and end within the same entity.


URL : "http://crm.zoho.com/crm/private/xml/Leads/insertRecords?newFormat=1&apikey=$ZOHO_APIKEY&ticket=$ZOHO_TICKET&xmlData=";



I am passing below data in xmlData.

<Leads>
<row no="1">
<FL val="Company">NIL</FL>
<FL val="First Name">chets</FL>
<FL val="Last Name">dev</FL>
<FL val="Email"> chets.dev@gmail.com</FL>
<FL val="Title">chets</FL>
<FL val="Salutation"></FL>
<FL val="Phone">99999999</FL>
<FL val="Fax"></FL>
<FL val="Mobile"></FL>
<FL val="Lead Owner">Business Development</FL>
<FL val="Lead Source">Web Form</FL>
<FL val="Lead Status">Intial Reply</FL>
<FL val="Rating">Average (2 Star)</FL>
<FL val="Service Interested">Hire Developer/ Designer</FL>
<FL val="Description">

Hiring for webdeveloepr & testing

Price > 500 & < 5000

sms me on "chets ZZZZ"
</FL>
<FL val="Skype ID"></FL>
<FL val="GTalk"></FL>
<FL val="Yahoo"></FL>
<FL val="MSN"></FL>
<FL val="Other IM"></FL>
<FL val="AIM"></FL>
<FL val="Street"></FL>
<FL val="City"></FL>
<FL val="State"></FL>
<FL val="Zip Code"></FL>
<FL val="Country">India</FL>
</row>
</Leads>