1) create a credit note

2) record deposit, the account is a liability called "deposit from customer"  since the money is not going directly to the bank yet, I create an account called "undeposit money" 

3)when we deposit the money to our bank account, we change the account from "undeposit money" to "our bank account"

in the new version, I don't know how and where to do my step 2 

and step 3, where i used to go to balance sheet and choose "undeposit money" and I can change to "bank account", but this new version, this does not work for deposit account!!!!!