smtp setting to send email from rails app.

smtp setting to send email from rails app.

Hi 

I would like to send mails from rails application.
Current my setting is the below.
Do I need to set 'Application Specific Password ' to rails configuration file below? 
But how?

  config.action_mailer.default_url_options = {:host => "localhost", :port => 3000}
  config.action_mailer.delivery_method = :smtp
  config.action_mailer.smtp_settings = {
      :address => "smtp.zoho.com",
      :port => 587,
      :user_name => " test@example.com",
      :password => "my_password",
      :authentication => :plain,
      :tls => true
      :enable_starttls_auto => true,
  }