This may seem a stupid question, but interested in how others use CRM's, particularly if they are not large corporates, which many CRM's are grown out of.

I have used CRM's before and always find the linking of contacts to Accounts a pain. Is there a particular reason especially if you only have a few, at most, contacts per account, it necessary to use this area?
Surely adding a Contact field (or several) to the account is adequate.

It also confuses those new to CRM.

ALSO
How do you mport contacts and enable them to be linked to Accounts?

Thanks for advice