Where do my documents appear once I've saved them? And how can I access my templates?

Where do my documents appear once I've saved them? And how can I access my templates?

I created a spreadsheet in Zoho Docs and saved it. Then I decided that I wanted to create a template from that to be used for other customers. I saved it as a template, but now I cannot find it (yes, I've tried "All Files" in the Documents tab). Then I tried using Save As to create a blank copy, figuring we could just open the blank one and use Save As again for future versions and customers, but again, it's nowhere to be found! (Side note: they do appear here to be attached as an example, but I cannot for the life of me find them from the actual tab!)

Additionally, I wanted to know if there was another way to access the templates besides once you're already in a spreadsheet. I'd like to click the Documents tab and be able to create a spreadsheet from a template from right there. It makes no sense to have to open a random spreadsheet before being able to access your templates.

Please tell me I'm missing something incredibly simple here.