How to estimate the costs for a Business-initiated or an User-initiated conversation?

WhatsApp Business Platform: Comprehensive Pricing User Education Guide (2024-2025)

Introduction

The WhatsApp Business Platform is undergoing significant pricing updates aimed at improving transparency, aligning with industry standards, and optimizing business messaging costs. Businesses must adapt to these changes to ensure cost efficiency and maximize engagement.

Starting July 1, 2025, every business-initiated message will be individually charged. Businesses will no longer be billed per 24-hour conversation window. Each delivered template will incur a separate charge, even within the same session.

This guide covers:
  1. Per-Message Pricing (PMP)
  2. Types of conversations and their cost structures
  3. Authentication-International Rates and how they impact pricing
  4. Free Entry Point Conversations and their advantages
  5. Timeline of pricing updates and how businesses should prepare
  6. Best practices to optimize messaging costs and maximize ROI
  7. Edge cases, special scenarios, and how to handle them effectively
  8. Updated rate cards and resources for pricing reference
This document aims to be a one-stop resource for businesses using WhatsApp for customer engagement, helping them understand and strategically manage their messaging expenses.

WhatsApp PMP Pricing Model

WhatsApp has historically used a Conversation-Based Pricing (CBP) model, where businesses are charged per 24-hour conversation window rather than per message. However, in 2025, WhatsApp will shift to a Per-Message Pricing (PMP) model, which will charge businesses per delivered template message instead of per conversation.

Understanding the model is essential for businesses to adapt their communication strategies effectively.

Per-Message Pricing (PMP) – Starts July 2025  

  1. Before July 1, 2025: Utility template messages were chargeable even when sent within an open 24-hour user-initiated window.
  2. After July 1, 2025: Utility templates are free if sent within the 24-hour of a user-initiated message. This is a new benefit, not a continuation of the earlier pricing.
How PMP Works:  
  1. Businesses will be charged per delivered template message rather than per 24-hour conversation session.
  2. Non-template messages will still be free within a 24-hour customer service window.
  3. Utility template messages sent within 24 hours of a user-initiated message will be free starting July 1, 2025.
Key Takeaway:
PMP aligns pricing with individual message delivery, making it more predictable for businesses sending outbound messages.

Types of WhatsApp Conversations & Billing Structures  

WhatsApp classifies conversations into four distinct categories, each with different pricing and rules:

1. User-Initiated Conversations (UIC) (Service Conversations)  

A User-Initiated Conversation (UIC) occurs when a customer messages the business first.
  1. Businesses can respond for free within 24 hours.
  2. If the business does not respond within 24 hours, it must use a paid template message to continue the conversation.
Example: User-Initiated Conversation  
  1. Monday, 11 PM: A customer sends a message to a business.
  2. Tuesday, 5 AM: The business replies for free within 24 hours.
  3. Tuesday, 3 PM: The business sends another message, still free (until Tuesday, 11 PM since the UIC window is open).
  4. Wednesday, 2 PM: The customer replies, the business can continue with normal messages until Thursday, 2 PM.

2. Business-Initiated Conversations (BIC)  

A Business-Initiated Conversation (BIC) occurs when a business starts the conversation by sending a pre-approved template message.
  1. The business is charged as soon as the template message is delivered.
  2. If the customer responds within 24 hours, the conversation remains open and free.
  3. If the business wants to send another message after 24 hours, it must send a new template message, which incurs another charge.
Additional Case: What if the customer doesn't respond and the business wants to send another template within 24 hours?  

If the customer does not respond, the business may still send additional templates within 24 hours of the first message. The charge will depend on whether the new template is from the same category or a different category:
  1. The business sends a template of the same category within 24 hours → Does not incur any additional charge.
  2. The business sends a template of another category within 24 hours → Opens a new conversation window for the new category and incurs a separate charge based on the template category.
Example Scenario:
  1. Monday, 10 AM – The business sends a marketing template message to a customer, which opens a paid marketing conversation window.
  2. Monday, 3 PM – The customer has not responded, and the business sends another marketing template → No additional charge (same category within 24 hours).
  3. Monday, 5 PM – The business sends an authentication template message (different category) → A new authentication conversation window is opened, and an additional charge is applied.
Key Takeaways:
  1. If sending multiple templates within 24 hours, keeping them within the same category avoids extra charges.
  2. Switching to another template category within 24 hours starts a new conversation and incurs a charge for the new category.
  3. If the customer responds, all further messages are free within the 24-hour session window. 
Example: Business-Initiated Conversation  
  1. Monday, 9 AM: Business sends a marketing template message → Charged for 1 BIC.
  2. Monday, 11:30 AM: Customer responds → Business can continue messaging for free within 24 hours.
  3. Tuesday, 10 AM: The business responds after 24 hours → A new charge is incurred for a fresh BIC session.

3. Free Entry Point Conversations  

When a user initiates a conversation by clicking a WhatsApp Ad or a Facebook Page CTA, a 72-hour free messaging window begins. Lear more
  1. First 24 hours: You can send free-form messages or templates, both are free.
  2. Next 48 hours: You can send only template messages, still without charge.
This gives businesses extended time to engage without cost, although the type of message allowed depends on the time window.

Key Benefits:  
  1. A free entry point conversation lasts 72 hours, eliminating conversation charges during this period.
  2. It closes all other active conversations, allowing businesses to send messages without additional charges.
Free Entry Point Conversation  
  1. 10 AM: A customer clicks a WhatsApp Ad and sends a message.
  2. Business can reply with non-template messages only until 10 AM the next day (24 hours window)
  3. 10 PM: Business responds with a template message → The free entry point conversation begins.
  4. Next 72 Hours: The business can send any template message without charge.

Authentication-International Rates  

1. What Are Authentication-International Rates?  

Authentication-international rates apply when businesses send messages such as OTPs or login verifications to users in countries different from their own.

2. Countries with Authentication-International Rates  

The following countries have authentication-international rates:
  1. Egypt
  2. India
  3. Indonesia
  4. Malaysia
  5. Nigeria
  6. Pakistan
  7. Saudi Arabia
  8. South Africa
  9. United Arab Emirates

WhatsApp's Pricing Model Comparison

Feature
Coversation-Based Pricing (CBP)
Per-Message Pricing (PMP (July 2025)
How You Are Charged
One charge per 24-hour session
Charged per delivered template message
Marketing Templates
One charge covers 24 hours
Charged per message
Utility Templates
One charge covers 24 hours
Free within 24 hours, otherwise charged
Authentication Messages
One charge covers 24 hours
Charged per message
Service Conversations
Free for 24 hours
Free for 24 hours

Pricing Updates Timeline (2024-2025)  

July 1, 2025 – Phase 2 Rollout of Per-Message Pricing (PMP) (All Businesses)  

  1. All businesses on WhatsApp Business Platform transition to Per-Message Pricing (PMP).
  2. Businesses are charged per delivered template message instead of per 24-hour conversation session.
  3. Key changes compared to CBP:
    1. User-initiated conversations remain free if responded to within 24 hours.
    2. Marketing, authentication, and utility template messages are now charged per message.
    3. Utility messages sent within 24 hours of a user-initiated conversation remain free.
  4. This marks the final phase of the pricing transition, replacing the Conversation-Based Pricing model for all businesses.

July 1, 2025 – Phase 1 Rollout of Per-Message Pricing (PMP)  

  1. Businesses in Phase 1 transition to Per-Message Pricing (PMP) ahead of the full rollout.
  2. Businesses in this phase are notified in February or March 2025.
  3. Under PMP, businesses are charged per delivered template message, rather than per 24-hour conversation window.
  4. Pricing structure under PMP:
    1. Marketing template messages → Charged per message.
    2. Authentication template messages → Charged per message.
    3. Utility template messages → Free if sent within 24 hours of user's message, otherwise charged per message.

July 1, 2025 – Free Utility Templates Within the 24-Hour Customer Service Window  

  1. Utility template messages (e.g., order confirmations, transaction alerts) sent within 24 hours of a user’s message are now free.
  2. Previously, businesses were charged for utility messages regardless of when they were sent.
  3. Utility messages sent after the free 24-hour window closes will still be charged.
  4. This update provides a cost-saving opportunity for businesses that send frequent transactional updates.

Temporary Pause on Marketing Template Messages to US Numbers  

  1. Starting April 1, 2025, WhatsApp will temporarily pause delivery of all marketing template messages to WhatsApp users with US phone numbers.
  2. Affected users are those with a +1 dialing code and a US area code.
  3. This pause is intended to improve the consumer experience in the US, leading to better business outcomes.
  4. Attempting to send a marketing template message to a US WhatsApp number after this date will result in an error.
  5. Businesses targeting US users should adjust their messaging strategy accordingly.

April 1, 2025 – Expansion of Authentication-International Rates  

  1. Authentication-international rates apply in seven additional countries:
    1. Egypt, Malaysia, Nigeria, Pakistan, Saudi Arabia, South Africa, UAE.
  2. Businesses sending authentication messages (e.g., OTPs, login verification codes) to users in these regions will be charged authentication-international rates if:
    1. The business is eligible for authentication-international pricing.
    2. The business is not based in the same country as the recipient.
  3. Businesses that are based in the same country as the user will continue to pay the domestic authentication rate.

November 1, 2024 – Service Conversations are Now Free  

  1. Previously, businesses were limited to 1,000 free user-initiated conversations per month.
  2. Starting November 1, all user-initiated conversations (service conversations) are free, with no limit.
  3. Businesses can respond to customer messages within 24 hours without incurring charges.
  4. If the 24-hour service window expires, businesses must use a paid template message to continue the conversation.

Summary of Key Changes in 2024-2025:

Date
Update
Key Changes
July 1, 2025
Phase 2 Rollout of Per-Message Pricing (PMP)
All businesses transition to PMP, officially ending Conversation-Based Pricing (CBP)
July 1, 2025
Phase 1 Rollout of Per-Message Pricing (PMP)
Businesses in Phase 1 start paying per template message delivered instead of per conversation session.
July 1, 2025
Free Utility Templates (24-Hour Window)
Utility messages sent within 24 hours of user interaction are now free. Utility messages sent after 24 hours will still be charged.
February 1, 2025
Authentication-International Rates Expansion
Seven additional countries now have authentication-international rates for businesses sending OTPs and verification messages.
November 1, 2024

Service Conversations are Free

Businesses can now respond to all user-initiated messages for free, without a 1,000 conversation limit.

The pricing transition requires businesses to adjust their messaging strategies to optimize costs and maximize free messaging opportunities. For detailed pricing by country and category, refer to the WhatsApp Business Pricing page.

Starting July 1, 2025, the definition of utility templates is being refined to ensure they are non-promotional and are either user-requested or essential (e.g., order updates, account alerts). As a result, existing templates may be reclassified as either utility or marketing. Businesses should review their template library to ensure compliance with the updated definitions. Learn more on Meta’s template guidelines.

Best Practices to Reduce Costs  

  1. Service conversations are now free.
  2. Avoid unnecessary template message charges.
  3. Keep conversations active within the free customer service window.
  4. Click-to-WhatsApp ads provide a 72-hour free messaging window.

WhatsApp Business Rates by Region  

WhatsApp's pricing varies by conversation category and country. To check the latest rates, use the links below:
  1. Rates in USD
  2. Rates in INR
  3. Rates in IDR
  4. Rates in EUR
  5. Rates in GBP
  6. Rates in AUD
Businesses that optimize their messaging strategy, automate responses, and leverage free messaging windows will benefit from lower costs and better customer engagement.
For up-to-date rates and details, visit WhatsApp Business Pricing.

Volume-based discounts apply only to utility and authentication messages, and rates vary by country and region. These discounts and thresholds are periodically updated by Meta.
For the latest region-specific pricing and discounts, refer to the official WhatsApp Business Pricing documentation.




      Create. Review. Publish.

      Write, edit, collaborate on, and publish documents to different content management platforms.

      Get Started Now


        Access your files securely from anywhere

          Zoho CRM Training Programs

          Learn how to use the best tools for sales force automation and better customer engagement from Zoho's implementation specialists.

          Zoho CRM Training
            Redefine the way you work
            with Zoho Workplace

              Zoho DataPrep Personalized Demo

              If you'd like a personalized walk-through of our data preparation tool, please request a demo and we'll be happy to show you how to get the best out of Zoho DataPrep.

              Zoho CRM Training

                Create, share, and deliver

                beautiful slides from anywhere.

                Get Started Now


                  Zoho Sign now offers specialized one-on-one training for both administrators and developers.

                  BOOK A SESSION







                              Quick LinksWorkflow AutomationData Collection
                              Web FormsEnterpriseOnline Data Collection Tool
                              Embeddable FormsBankingBegin Data Collection
                              Interactive FormsWorkplaceData Collection App
                              CRM FormsCustomer ServiceAccessible Forms
                              Digital FormsMarketingForms for Small Business
                              HTML FormsEducationForms for Enterprise
                              Contact FormsE-commerceForms for any business
                              Lead Generation FormsHealthcareForms for Startups
                              Wordpress FormsCustomer onboardingForms for Small Business
                              No Code FormsConstructionRSVP tool for holidays
                              Free FormsTravelFeatures for Order Forms
                              Prefill FormsNon-Profit
                              Intake FormsLegalMobile App
                              Form DesignerHRMobile Forms
                              Card FormsFoodOffline Forms
                              Assign FormsPhotographyMobile Forms Features
                              Translate FormsReal EstateKiosk in Mobile Forms
                              Electronic Forms
                              Drag & drop form builder

                              Notification Emails for FormsAlternativesSecurity & Compliance
                              Holiday FormsGoogle Forms alternative GDPR
                              Form to PDFJotform alternativeHIPAA Forms
                              Email FormsEncrypted Forms

                              Secure Forms

                              WCAG

                                      Create. Review. Publish.

                                      Write, edit, collaborate on, and publish documents to different content management platforms.

                                      Get Started Now






                                                        You are currently viewing the help pages of Qntrl’s earlier version. Click here to view our latest version—Qntrl 3.0's help articles.




                                                            Manage your brands on social media

                                                              Use cases

                                                              Make the most of Zoho Desk with the use cases.

                                                               
                                                                

                                                              eBooks

                                                              Download free eBooks and access a range of topics to get deeper insight on successfully using Zoho Desk.

                                                               
                                                                

                                                              Videos

                                                              Watch comprehensive videos on features and other important topics that will help you master Zoho Desk.

                                                               
                                                                

                                                              Webinar

                                                              Sign up for our webinars and learn the Zoho Desk basics, from customization to automation and more

                                                               
                                                                
                                                              • Desk Community Learning Series


                                                              • Meetups


                                                              • Ask the Experts


                                                              • Kbase


                                                              • Resources


                                                              • Glossary


                                                              • Desk Marketplace


                                                              • MVP Corner

                                                                Zoho Sheet Resources

                                                                 

                                                                    Zoho Forms Resources


                                                                      Secure your business
                                                                      communication with Zoho Mail


                                                                      Mail on the move with
                                                                      Zoho Mail mobile application

                                                                        Stay on top of your schedule
                                                                        at all times


                                                                        Carry your calendar with you
                                                                        Anytime, anywhere




                                                                              Zoho Sign Resources

                                                                                Sign, Paperless!

                                                                                Sign and send business documents on the go!

                                                                                Get Started Now




                                                                                        Zoho TeamInbox Resources





                                                                                                  Zoho DataPrep Demo

                                                                                                  Get a personalized demo or POC

                                                                                                  REGISTER NOW


                                                                                                    Design. Discuss. Deliver.

                                                                                                    Create visually engaging stories with Zoho Show.

                                                                                                    Get Started Now









                                                                                                                        • Related Articles

                                                                                                                        • Integrating WhatsApp with Zoho Desk

                                                                                                                          WhatsApp is the world's most widely used instant messaging (IM) service app, with over 2 billion users. The ubiquity of this app is reason enough for businesses of all sizes to look at it as a channel for customer support. If your customers ...
                                                                                                                        • WhatsApp Message Templates User Guide

                                                                                                                          What is a Message Template? A WhatsApp Message Template is a pre-approved customized message that is used to send notifications to opted-in customers. To start using the Message templates, you must first submit the messages to WhatsApp and get them ...
                                                                                                                        • Business Messaging in Zoho Desk vs. Live Chat in Zoho SalesIQ: A Comprehensive Business Decision Guide

                                                                                                                          Introduction As businesses strive to deliver exceptional customer experiences, real-time communication has become a necessity. However, not all customer interactions require the same approach. Some interactions require structured workflows and ...
                                                                                                                        • FAQs: WhatsApp Business

                                                                                                                          How to configure a Phone Number for the WhatsApp Embedded Sign-up. The business phone number must be configured manually by adding the number on the Facebook Business Manager console and verifying it. Login here Once WhatsApp approves the phone ...
                                                                                                                        • Multi-number support by WhatsApp Business Platform

                                                                                                                          What is multi-number support on the WhatsApp Business Platform? Assuming you have been using the WhatsApp channel to communicate with your customers, you're likely aware that every WhatsApp Business Account (WABA) needs a verified phone number ...
                                                                                                                          Wherever you are is as good as
                                                                                                                          your workplace

                                                                                                                            Resources

                                                                                                                            Videos

                                                                                                                            Watch comprehensive videos on features and other important topics that will help you master Zoho CRM.



                                                                                                                            eBooks

                                                                                                                            Download free eBooks and access a range of topics to get deeper insight on successfully using Zoho CRM.



                                                                                                                            Webinars

                                                                                                                            Sign up for our webinars and learn the Zoho CRM basics, from customization to sales force automation and more.



                                                                                                                            CRM Tips

                                                                                                                            Make the most of Zoho CRM with these useful tips.



                                                                                                                              Zoho Show Resources