NPER

Calculates the number of periods for an investment based on constant periodic payments and constant interest rate.

Syntax

NPER(rate; pmt; pv; [fv]; [type])

rate: The constant interest rate per period. Eg., 0.2

pmt: The payment made each period. Eg., -200

pv: The current value of the annuity. Eg., -10000

fv: The cash balance you want to maintain at the end of term. Defaults to 0 if omitted. Eg., 1000

type: Determines when the payments are made. Defaults to 0 if omitted.

0 - at the end of each period

1 - at the start of each period

Remarks

To calculate the number of periods per month, divide the given annual rate by 12 (i.e. rate/12) in the formula.

Examples

Formula	Result
=NPER(A2;B2;C2;D2;E2)	-8.926297288
=NPER(A3;B3;C3)	-2.115487991
=NPER(A4;B4;C4;D4;E4)	0.718195324

Get a hands-on experience of the function in the embedded range below.

Possible Errors

Errors	Meaning
#N/A!	The function could not find the value it was asked to look for. Commonly occurs in VLOOKUP and similar functions.
#NAME!	The function name is incorrect or invalid. The given defined name (if any) is invalid. There is a typo in the defined name used in the function. Double quotes are missing for text values in the function. Colon missing in a cell range reference.
#VALUE!	The given argument's data type is incorrect or invalid. For example, the function =DATE(A1:A3) will return a #VALUE error when a text value is present in the range.
#REF!	The given cell reference is incorrect or invalid. This error may occur when a cell/range has been deleted, moved, or pasted over.

Similar Functions

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