The JSON for an account record looks like this:

{"Name": "Name of the Account",

 "id": "id of the account",

 "Address": "address of the account"

 "Owner":{

      }

}

It makes no sense that "name" is capitalized in the Account, but lowercase in the reference to the Owner Lookup field. Especially since the Zoho API is case sensitive, and the user has no access to rename or change these fields.

The general convention for API Names is CamelCase, and that should be standard, including in related fields. The current set up is just confusing.