Payment Options

Payment Options

I am new to Zoho Invoicing.  I own a small outdoor advertising business and I am very interested in using this program for my invoicing needs.  I would like to give my customers the option to pay their bill via bank to bank payment but NOT via credit cards (as I don't want to give up the 2.9% fee).  Is there an option in Zoho to only allow this or is this something I would have to set up in Paypal (or someother payment tool)? 


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