Razorpay and PayU payment gateway for Zoho commerce are not onboarding new merchants

Razorpay and PayU payment gateway for Zoho commerce are not onboarding new merchants

I understand that Razorpay and PayU payment gateway are no longer onboarding new customers due to regulatory compliance issues. However, these payment gateways are still available in Zoho Commerce, leading to confusion among new customers like me who create accounts without realizing the bans. Can you suggest an alternative way to configure the compliant gateways, such as CCavenue, Plural, or Phonepe?
I would prefer not to create another business account in ICICI Bank to configure Eazypay.

Thank you.