Zoho Books Auto-Charge - Automatically Charge Card/Bank Without Emailing Recurring Invoices To Contact

Zoho Books Auto-Charge - Automatically Charge Card/Bank Without Emailing Recurring Invoices To Contact

I have a quick question.  I want to add the credit card/bank account numbers to a contact, and then create a recurring invoice set up for auto-charge.  But I don't want to send them an invoice every month for their payment.  I simply want a recurring invoice to be generated within Zoho Books (for my records) and their card/bank charged every month automatically.  Can this be done with the auto-charge feature in Zoho Books?

I created a recurring invoice and when I unchecked the "email to contact" check box and hit save, the first invoice is sitting in "Draft" mode.  Will Auto-Charge charge the credit card automatically and apply the payment to the invoice once it goes through?