12-Month marketing calendar

I'm trying to set up a 12-month marketing calendar. Thing is that it's time-sensitive given a date field we want to ZOHO to read (first: is that possible?)

Secondly,

I need the prospect to fall in different parts of the journey depending on how many days are left in the date field.

For example:

A prospect's policy expiration date is 09/01/2020. I can't have them start in the first email of the journey because that has been set up for 12 months out. So I would need them to start in the two months out part of the journey. How can I set that up?

Thanks for everything ZOHO!

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