Recording Credit Card Fees when Recording Payment for Bills

It seems I am unable to record credit card fees when paying a bill.

I pay close to 100% of my bills with a company credit card via online portals. I'm happy for the CC fess to be recorded as Bank Charges but it will not allow that field to be used if you have a Credit Card selected in the Paid Through dropdown, it insists I must select a bank account (screenshot). The Payment Mode is set to Credit Card.

So, at the moment I have to pay the bill online, find out the CC fees that were applied (lets says it was $1000 with a CC fee of $50, so $1050 in total)

I then need to go the respective Bill, open and edit it, adding a line for CC fees assigned to the Credit Card Charges account, add the $50 and set it to GST free/exempt. So now the Bill equals $1050 and I can now record payment against it.

As you can imagine this is a SUPER tedious task, why can't I record the fees when I do the Payment?

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