I just want to be sure that I have my head on right when it comes to Credit Notes. I would like to be able to offer a Referral Program where Suzy gets a credit on her account for each member she refers. If I go in to Suzy's customer record and add say a $1 Credit Note each time this happens, is it correct that her credit balance will build? So she refers 3 people in one week, making her credit $3. When her payment runs the following week, will the $3 credit automatically deduct from her recurring payment?