How Do I Not Require a Credit Card on Hosted Payment Page

How Do I Not Require a Credit Card on Hosted Payment Page

Your own marketing says that requiring a customer to enter a credit card for a trial reduces the chance that people will sign up. I can't find any way to not require the user put in a credit card. This should be an easy setting. The only references I see in the forum say that you can't use the hosted payment page. This is such a basic feature that this makes no sense to me. What is the workaround? If there is no way to not require the credit card, I would have a free trial as a plan but I don't see a way for people to change plans. Help. I just paid for an annual subscription and built an integration into my platform, and I can't figure this out.

Thanks

Your marketing saying we should all not require credit cards to sig up for a trial:

https://www.zoho.com/us/subscriptions/saas-trial-management/