I am having two problems at once :

• I am usually using Zoho Expense to submit my monthly normal expenses.

But some receipts are paid from a source outside of the company's finances (the owner's personal credit card). I would like to choose "Owner's Equity" but the option is not available.

Could that be possible ?

• If I want to treat those expenses separately, I go to Zoho Books and put it under "Owner's equity", but I cannot put it anymore under the usual " Merchant" that provides the service, but under a " Vendor".

Is there a reason to have those 2 categories ? How should one be used compared to the other ? Or could they be fused ?

Thanks a lot for your help!

Alex.