It is clear that many Zoho books customers are after an "end of month" payment term option - our organisation included.  Xero and all other credible cloud accounting packages already offer this and feel it is an area where Zoho Books is very inflexible and should be addressed as matter of importance.

I am also surprised that more users have not requested a credit limit option for when setting up contacts, which is also very integral to users offering payment terms to their clients.  We would expect this field to simply compare the value with that of outstanding receivables and notify the user with a warning that credit limit has been exceeded when attempting to raise a sales order or invoice for the contact if the credit limit will be exceeded by processing that order.  Of course it should not prevent an order from being processed as it is often discretionary, but should simply serve the warning and highlight on the contacts page that the credit limit has been exceeded by turning red or such.

I look forward to hearing the teams thoughts.

Thank you,

Raj

Rajinc