Posting Bank Fees when Recording Payment on a Bill should not be restricted to only Banking Accounts

Posting Bank Fees when Recording Payment on a Bill should not be restricted to only Banking Accounts

Hello,
We often pay large bills via Credit Card.  Typically the vendor will charge us a finance charge.  However, if you try to record that charge in the Create Payment screen  and use a credit card account as the pay through account, you get the error message "Bank Charges are Applied.  Please select a bank account".    This should not work this way.  You should be able to apply the bank/finance charges to a credit card.  (see screenshot).  

Can someone from the Zoho team please take a look to see if this restriction to bank accounts can be removed?  Thank you!