Analyze your investments easily with Zoho Writer's new formulas

Analyze your investments easily with Zoho Writer's new formulas

Hey Zoho Writer users!
 
We are happy to let you know that we have enhanced Zoho Writer's formula with new functions to calculate your investment's present value (PV), net present value (NPV), and future value (FV).
 
These functions can help you determine the value of a series of cash flows from an investment compared to a discount rate (such as inflation or interest). Read on to learn their syntax and how to use these functions. 

NPV function

Syntax  
=NPV(discount, cashflow1, cashflow2, ...)
 
Inputs:
discount
The discount rate of the investment over a period
cash flow
The amount of money coming in or going out in the investment period
 
Note:
The discount should be provided as a decimal number. For example if the discount is 3% then the value should be 0.03.
Calculate NPV with the initial investment amount by adding it in the first cash flow parameter as a negative amount.
Tip:
Discount can also be mentioned as a table cell reference or merge field.
Cash flow can be mentioned as a table cell reference, merge field, or a table cell range (if it is used in a table in the same document).

Examples of NPV 

Example
Syntax
Output
Calculate the NPV of a $3,000 investment with cash flows of $5,000, $2,000, and $4,500 at a discount rate of 10%
=NPV(0.1,-3000,5000,2000,4500)
5981.1488286
Calculate the NPV of an investment with cash flows of $500, $750, and $1,000 at a discount rate of 7%
=NPV(0.07,500,750,1000)
1899.799
  

PV function

Syntax  
=PV(rate, number_of_periods, payment_amount, future_value, end_or_beginning)
 
Inputs:
rate
The rate of interest over the investment period
number_of_periods
The number of months, years, or other time periods you are considering as the investment horizon
payment_amount
The amount you are investing
future_value
The expected future value of the investment
end_or_beginning
The time when payment is due in your investment period. The value should be 0 if the payment is at the end of the period and 1 if it is at the beginning.

Note:
The rate, number_of_periods, and payment_amount should have units of consistent value. For example, for a 24-month investment with monthly payments, the rate should be divided by 24 and the number_of_periods should be 24.
The future_value and end_or_beginning are optional parameters and their default value will be 0.
 
Here are some examples of PV

Example
Syntax
Output
Calculate the PV of $500 paid in 5 payments over one year with an interest rate of 5%
=PV(0.05,5,-500,0,0)
99.98713
Calculate the PV of an amount of $100 paid over 12 months, with an interest rate of 5%, paid at the beginning of the investment period
=PV(0.0041,12,-100,0,1)
338.330
 

FV function

Syntax   
=FV(rate, number_of_periods, payment_amount, present_value, end_or_beginning)

Inputs:
rate
The rate of interest over the investment period
number_of_periods
The number of months (or other periods of time) you are investing
payment_amount
The amount you are investing
present_value
The present value of the amount you are investing
end_or_beginning
The time when payment is due in your investment period. The value should be 0 if the payment is at the end of the period and 1 if it is at the beginning.
 
Note:
The rate, number_of_periods, and payment_amount should have units of consistent value. For example, for an investment for 24 months, paid quarterly the rate should be divided by 8 and the number_of_periods should be 8.
The present_value and end_or_beginning are optional parameters and their default value will be 0.

Here are some examples of FV

Example
Syntax
Output
Calculate the FV of an investment with an amount of $1,000 paid in 6 payments over one year with an interest of 7% and present value of $10,000
=FV(0.07,6,-1000,-10000)
2658889000
Calculate the FV of an investment with an amount of $500 paid over 12 months with an interest of 5% paid at the beginning of the investment period and present value of $5,000
=FV(0.0041,12,-500,-5000,1)
413203.0951
  

How to use these functions in Zoho Writer documents 

  1. Click the hamburger menu located on the top left side of the editor and click Fields.
  2. Click Formula under the Dynamic Fields category.
  3. In the New Formula popup, click Choose Function and choose your desired function from the list.
Try the new functions in Zoho Writer and let us know your suggestions and feedback in the comments below or at support@zohowriter.com or support@eu.zohowriter.com.
 
If you have any functions that you want us to add in Zoho Writer, please let us know.
 
Regards,
Team Writer


      • Sticky Posts

      • Easily perform calculations using dates with the new DATEDIF function

        Hey Zoho Writer users! We've enhanced Zoho Writer's formula capabilities with the new DATEDIF function. This allows you to calculate the difference between dates in days, months, and years. Function syntax: =DATEDIF(start_date, end_date, unit) Inputs:

      • Date-based conditions and filters

        Configure conditions with date  Hi everyone! We are excited to announce that you can now compare and filter data with date-based conditions. This update lets you compare date fields in a document to a reference date and display a text or value if the

      • Introducing group by, aggregation, and repeating regions in mail merge templates

        Display data exactly the way you want and highlight key insights with Zoho Writer's enhanced merge templates. We've supercharged Zoho Writer's merge templates with the capability to dynamically group, aggregate, and repeat data as blocks. You can now

      • Say hello to an improved way to merge documents!

        Automating all your documents from start to finish is now easier than ever with Writer's new merge tools.   If you haven't seen it yet, you can read the main announcement here. Here is the full list of the features we've rolled out: 1. Dynamic Table Headers

      • Introducing Org Fonts in Zoho Writer

        Hey Zoho Writer users! We're excited to share that you can now add custom fonts (from web fonts with publicly accessible URLs) using Zoho Writer's Org Fonts. This option allows all users across your organization to use the custom font without the hassle

        • Recent Topics

        • File Upload to Work Drive While Adding Records in Zoho Creator Application

          Hi I am trying to set a file attachment field in zoho creator form, to enable the user to upload a scanned document from their local pc. The file should be uploaded to zoho workdrive and not to the default zoho creator storage. The file link should be

        • Why not possible to generate?

          Using this https://desk.zoho.com/DeskAPIDocument#TicketCount#TicketCount_Getticketcountbyfield on my ZML script url :"https://desk.zoho.com/api/v1/ticketsCountByFieldValues?departmentId=XXXXXXXXXXX&accountId!=XXXXXXXXX&customField1=cf_country_1:XXXXXX&field=overDue"

        • email

          Hi My crm email is not working, can you check, I have zoho one account.

        • Need option to see Mass Emails & Cadences in Gmail Outbox OR a dedicated Zoho Outbox

          Hi everyone, Right now, when we send 1:1 emails from gmail (with gmail API connected to Zoho CRM), those emails appear both in gmail's sent folder and in Zoho CRM. That works well. But when we send Mass Emails or Cadence emails form Zoho CRM, they are

        • I can't found API for Sales Receipts

          Hello May you please help me to find an API document for Sales Receipts to get data and retrive a custom fields like Invoice and credit notes Regards

        • Kaizen #205 - Answering Your Questions | Managing Picklists and Enabling History Tracking via Zoho CRM APIs

          Hello everyone! Welcome back to another post in our Kaizen series. In this post, we will look at how you can manage picklist fields in Zoho CRM using APIs. This topic was raised as feedback to Kaizen #200, so we are taking it up here with more details.

        • Multiple Vendor SKUs

          One of the big concerns we have with ZOHO Inventory is lack of Vendor Skus like many other inventory software packages offer. Being able to have multiple vendor skus for the same product would be HUGE! It would populate the appropriate vendor Sku for

        • Internally created tickets

          Hi there When tickets are created internally on-behalf of customers - there is nothing to show that the ticket was created by an internal agent. This means, that it's easy for our agents to confuse tickets which were created by internal team members and

        • Automatically change website passwords

          Hi everyone, We just switched to a Professional package to also use the "Automatically change website passwords" function. But I cannot find anything about it, how to use it, anywhere. Does anyone know how I can use this function? Best, Caspar

        • Change Invoice Prices for an Effective Date

          Hi, It would be a really good feature to be able to change the prices on invoices/recurring invoices from an effective date in the event of price increases. For instance, I am in the process of increasing prices that will be effective from a specific

        • "Other Current Asset" accounts as "Paid Through" accounts in Expense

          It would be incredibly useful to be able to assign accounts of type Other Current Asset as Paid Through accounts in Expense. Currently, Other Current Liability are permitted as Paid Through Accounts. This makes sense, as Credit Cards are current liabilities.

        • Multi column open text questions that allows respondents to add rows for additional information

          I need to create a question that has 2 columns with open text, but I also need to allow respondents to click a "+" button, or something similar, so that they can add additional information if they choose to. I've tried using the Multiple Textboxes type

        • Bot Filtering & Apple Mail Privacy Protection Compliance in Zoho Campaigns

          Dear Campaigns Users, The wait is over! We’re excited to announce that the enhanced bot filtering feature is now live in Zoho Campaigns. This update brings greater accuracy to your email campaign reports by distinguishing real user engagement from automated

        • Découvrons les détails qui simplifient vos journées de travail avec Trident

          Nous nous installons dans des routines efficaces et rodées avec le temps. Chaque matin, nous ouvrons nos e-mails, passons aux messages, consultons notre agenda, puis attaquons nos tâches. Ce processus nous semble maîtrisé, mais est-il réellement optimisé

        • Issue with Purchase Rate Showing as “0” After Importing Items List

          Dear Zoho Books Support Team, Good day. I’m reaching out regarding an issue I’m facing while importing my items list into Zoho Books. Despite mapping all fields correctly and including the purchase price for each product in my Excel file, the Purchase

        • API for Task Entity in Zoho Books

          I’m working on automating task creation in Zoho Books via a custom button in the Bills Module. The goal is to create a task in the Tasks Module and assign it to the Finance Team, so they can track progress efficiently. While reviewing Zoho Books documentation,

        • create invoice in zoho books from the zoho forms

          Is there a native way to have create invoice in zoho books, when zoho form is completed?

        • Email undelivered

          GOod Day I am always receiving an uncategorized-bounce to my email. I am not sure why this is happening.

        • Add inventory_valuation_method to items endpooints

          To ensure consistent item creation it would be helpful to have the inventory_valuation_method (FIFO vs WAC) be able to be set at item creation or as an update (consistent with current behavior where it is not allowed for items with existing transactions)

        • Use Zoho to send sales receipts for Gocardless transactions

          I've been using gocardless for years and have d/d mandates set up on there. Each week we get bulk payments from customer d/d's. However, we need to send sales receipts to these customers. So I know I can sync mandates into Zoho, and then I can set up

        • Zoho - Gocardless sales receipts

          I've been using gocardless for years and have d/d mandates set up on there. Each week we get bulk payments from customer d/d's. However, we need to send sales receipts to these customers. So I know I can sync mandates into Zoho, and then I can set up

        • Introducing Rollup summary in Zoho CRM

          ------------------------------------------Moderated on 5th July'23---------------------------------------------- Rollup summary is now available for all organizations in all the DCs. Hello All, We hope you're well! We're here with an exciting update that

        • Introducing Connected Workflows in Zoho CRM for Everyone : Free Your Teams to Focus on What Matters

          Hello Everyone, We’re thrilled to introduce the next big evolution in Zoho CRM for Everyone -- Connected Workflows. This new feature builds on our commitment to deliver a CRM that’s truly inclusive, adaptable, and designed for consistent collaboration

        • Introducing Connected Records to bring business context to every aspect of your work in Zoho CRM for Everyone

          Hello Everyone, We are excited to unveil phase one of a powerful enhancement to CRM for Everyone - Connected Records, available only in CRM's Nextgen UI. With CRM for Everyone, businesses can onboard all customer-facing teams onto the CRM platform to

        • Cooling-off Period Just Got Better: More Coverage, More Control

          We’ve enhanced the Cooling-off Period feature in Zoho Recruit to give you more control over repeat applications and referrals. This helps you maintain a cleaner, more efficient recruitment pipeline. With this enhancement, you can: Prevent duplicate candidate

        • Revenue Management: #7 Revenue Recongition in Construction & Real Estate Industry

          If you are in the construction or real estate business, you are used to long project timelines and progressive invoicing to keep up with your billing. But when does revenue get recognized? Will it happen when the contract gets signed? At different milestones

        • TikTok (and other social platform) Messages and comments of the past

          When I link a social channel, Zoho will show in "Inbox", "Messages" and "Contact" sections the interaction done in the past? (comment, messages...)

        • Email Integration - Zoho CRM - OAuth and IMAP

          Hello, We are attempting to integrate our Microsoft 365 email with Zoho CRM. We are using the documentation at Email Configuration for IMAP and POP3 (zoho.com) We use Microsoft 365 and per their recommendations (and requirements) for secure email we have

        • How do I fix this? Unable to send message; Reason:554 5.1.8 Email Outgoing Blocked.

          How do I fix this? Unable to send message; Reason:554 5.1.8 Email Outgoing Blocked.

        • Restrict Employee mail deletion

          Dear Zoho, Is there a way where i can restrict my employees to delete any mails from their account

        • 554 5.1.8 Email Outgoing Blocked.

          Hi guys, I just singed up for mateusz.nowicki@zoho.com mail and I can't send any mails.. Why? Everytime I try to send something I got error like the one in the screenshot. Please, help me.

        • Zoho IP blocked by SpamHaus

          ERROR CODE :550 - 5.7.0 Your server IP address is in the SpamHaus SBL-XBL database, bye

        • File Upload in Creator's Subfrom

          Hello Sir/Madam, Here is a Problem......... Scenario: In CRM One Custom Module (Payments) have one File Upload Field now we have to Upload that File into Creator's Custom Form (Documents) have one Subform (Documents) in Document Upload Field using Deluge

        • Error AS101 when adding new email alias

          Hi, I am trying to add apple@(mydomain).com The error AS101 is shown while I try to add the alias.

        • Trigger workflow base on email clic

          Searching the help and forum, I see that there were workflow trigger rules based on email. But now, I can't find this type of trigger when I create a custom workflow. What I'm looking for would be to automate the sending of an email for a new prospect,

        • Bigin Form Acknowledgement

          How to troubleshoot and find out why form acknowledgement is not sending emails after form submission?

        • Option to Customize Career Site URL Without “/jobs/Careers”

          Dear Zoho Recruit Team, I hope you are doing well. We would like to request an enhancement to the Career Site URL structure in Zoho Recruit. In the old version of the career site, our URL was simply: 👉 https://jobs.domain.com However, after moving to

        • Zoho Mail POP & IMAP Server Details

          Hello all! We have been receiving a number of requests regarding the errors while configuring or using Zoho Mail account in POP/ IMAP clients. The server details vary based on your account type and the Datacenter in which your account is setup. Ensure

        • Ever since the new Android App udpates notifications are not working

          notifications are not working for the app is its closed I followed the tutuorial to the notificaction fixed and everythig seems to be right but notifications are not workig

        • Zoho Analytics & Zoho Desk - but not all desks

          I have several desks in our company and one of those is used by our HR department. I want to bring through the data to the shared Zoho Analytics workspace - except for the HR desk. Can this be excluded at data import stage ?

        • Next Page