Quickly review loan applications for maximum efficiency | Kiosk Studio Session #5

Quickly review loan applications for maximum efficiency | Kiosk Studio Session #5

Hello everyone, 

Let's take a lending institution as the context for this session. A lot of people apply for loans, and the process of reviewing these applications can be labor-intensive and time-consuming. This process is handled by loan officers and underwriters at lending institutions.

Before underwriting, loan officers conduct an initial review to ensure:
  • Only well-prepared applications reach underwriters.
  • Eligible borrowers receive faster turnaround times.
However, managers noticed bottlenecks in the initial review stage. Many applications stalled, and those that passed still had issues. Loan officers manually opened CRM records, checked multiple modules for details, updated statuses, and sent emails—for each application. Because of this, they felt overwhelmed when reviewing applications alongside other priority tasks. You can see this from the perspective of a loan officer:  



The CRM admin proposed Kiosk Studio to speed up reviews while ensuring consistency and compliance.

The proposed workflow

  • Loan applications needing review appear on loan officers’ CRM homepages.
  • Officers access consolidated details on the loan, borrower, and loan type.
  • Officers can approve, request more information, or decline applications with one click.
  • Status updates and email notifications are automated.
Managers approved, and the CRM admin went ahead with the implementation. Loan officers tested it and found the process significantly easier. Let's watch a loan officer zoom through the review of submitted applications without leaving the home page:



The results:
  • Faster processing times.
  • Increased consistency and compliance.
  • Kiosks in the daily workflow.

Configuration


This kiosk was configured using screens, a GetRecords component to get the list of loan applications, a query to bring in data from three modules in a single go, and automated actions (field updates and email notifications).
The entire configuration can be seen below:



New to Kiosk Studio? Get up to speed quickly by checking out the following resources:
We hope you found this session informative. Please share your feedback and stay tuned for the next session!

More Kiosk Studio Sessions

Each session covers one business scenario, the kiosk built for it, and how that kiosk is configured.

Previous: Session #4: Simplify sales for bank employees

Next: Session #6: Submit a repair request from a single kiosk



      Zoho Campaigns Resources


        • Desk Community Learning Series


        • Digest


        • Functions


        • Meetups


        • Kbase


        • Resources


        • Glossary


        • Desk Marketplace


        • MVP Corner


        • Word of the Day


        • Ask the Experts


          Zoho CRM Plus Resources

            Zoho Books Resources


              Zoho Subscriptions Resources

                Zoho Projects Resources


                  Zoho Sprints Resources


                    Zoho Orchestly Resources


                      Zoho Creator Resources


                        Zoho WorkDrive Resources



                          Zoho CRM Resources

                          • CRM Community Learning Series

                            CRM Community Learning Series


                          • Tips

                            Tips

                          • Functions

                            Functions

                          • Meetups

                            Meetups

                          • Kbase

                            Kbase

                          • Resources

                            Resources

                          • Digest

                            Digest

                          • CRM Marketplace

                            CRM Marketplace

                          • MVP Corner

                            MVP Corner




                            Zoho Writer Writer

                            Get Started. Write Away!

                            Writer is a powerful online word processor, designed for collaborative work.

                              Zoho CRM コンテンツ


                                ご検討中の方

                                  • Recent Topics

                                  • What's New in Zoho POS - September 2026

                                    Hello everyone, Welcome to Zoho POS’s monthly update, where we share our latest feature updates, enhancements, events, and more. Let’s take a look at how September went. Global Edition of Zoho POS for Retail is here On September 28, 2026, we launched
                                  • New in Cadences: WhatsApp follow-ups, upgraded limits, and options for add-ons

                                    Hello everyone, We're rolling out two key updates to help you engage better and scale smarter with Cadences in Zoho CRM. Reach customers on WhatsApp, directly from Cadences Previously, Cadences have enabled you to automate follow-ups through emails, calls,
                                  • Widget Height were destroyed

                                    All widget heights in the Details Canvas view are broken. Moderation Update: This issue with widget heights in Client Script popups and flyouts has been resolved. Widgets should now display at their expected heights.
                                  • Announcing new features in Trident for Windows (v.1.43.5.0)

                                    Hello Community! This release includes a collection of enhancements and feature updates aimed at making your email and collaboration experience smoother. Let’s dive into what’s new! Zoho Desk email notifications as Smart Mail. Zoho Desk Smart Mail is
                                  • How to Manage Two GST Numbers / Two Companies in a Single Zoho Inventory Organization?

                                    Hi Team, We currently have two separate legal entities: A Proprietorship Firm with its own GSTIN A Private Limited Company with a different GSTIN However, operationally, both companies deal with the same products, and we would like to manage the physical
                                  • How To Implement an Auto-Check-out Feature for Attendance?

                                    If an employee forgets to check out, the system should automatically check out the employee at 6:30 PM
                                  • Convert an Existing Single Item into an Item with Variants

                                    Hello Zoho Team, Introducing variants is a great addition to Zoho Inventory. However, we would like to request an option to convert an existing single item into an item with variants. For example, Item A initially comes in only one colour, so we create
                                  • IP Address List > Sigma

                                    We have developed a ZohoCRM extension that utilizes API calls to our server from Deluge scripts and Widgets. Our API server has IP restrictions in place. To ensure successful communication, we require a list of IP addresses utilized by Zoho's platform
                                  • Default Country list suggestions on CRM is different then on Book; how do/did others address this?

                                    So I already have a support ticket in for this and waiting for a response but figured I'd ask the community also to see if others experienced the same problems and/or how they went about addressing it because sometimes I feel like I'm going crazy with
                                  • Object-level edit permissions

                                    Hi, we are currently running into a limitation with permissions inside larger workspaces. Our use case is a central Analytics workspace that contains many tables, Query Tables, reports and dashboards used by different teams. We would like to allow certain
                                  • Convert Sales order to Delivery Challan

                                    Dear Developer Team, In Zoho books we cannot convert sales order into delivery challan before making invoices. As a service business we have to get the delivery note signed then only we can make the invoice. In Some cases we don't receive a purchase order
                                  • What's New in Zoho Inventory | September 2026

                                    Hello users, September brings a range of new features and enhancements across Zoho Inventory. From improved inventory operations and reporting capabilities to greater customization, automation, and enhancements to Delivery Challans, there’s plenty to
                                  • Mirror Component in Zoho CRM: Access real-time related data without leaving your record

                                    Hi everyone, This feature is now available for the JP, CA, SA, UAE, and AU DCs. We're excited to bring to you Zoho CRM's mirror component, which presents relevant data on a record's details page and keeps everything users need in one place without having
                                  • All new Address Field in Zoho CRM: maintain structured and accurate address inputs

                                    Availability Update: 29 September 2025: It's currently available for all new sign-ups and for existing Zoho CRM orgs which are in the Professional edition exclusively for IN DC users. 2 March 2026: Available to users in all DCs except US and EU DC. 24
                                  • Create custom rollup summary fields in Zoho CRM

                                    Hello everyone, In Zoho CRM, rollup summary fields have been essential tools for summarizing data across related records and enabling users to gain quick insights without having to jump across modules. Previously, only predefined summary functions were
                                  • How to mix different types of inputs (such as dropdown list and textbox)

                                    Hi, I'm creating a form called "Room Reservations" for a company. I created a "table" using "Matrix Choice". I created "Room 1", "Room 2" and "Room 3" with the "Questions". I would then like to create two columns with the "Answers", one called "Department"
                                  • Feature Request: Render Markdown (.md) files in Zoho Cliq

                                    Hi, We regularly share Markdown (.md) files in Zoho Cliq. However, when we open these files in Cliq, the content does not render as Markdown—it displays as plain text. This forces us to copy/paste the content into an external Markdown viewer to read it
                                  • Dealing With One-Time Customers on Zoho Books

                                    Hello there! I am trying to figure out a way to handle One-Time customers without having to create multiple accounts for every single one on Zoho Books. I understand that I can create a placeholder account called "Walk-In Customer", for example, but I
                                  • Cash Basis VAT RETURN REPORT Required in Saudi Arabia

                                    Zoho Books in Saudi Arabia not showing TAX RETURNS report on CASH Basis.. It only showing accrual basis. Oforur requirement is both reports (Cash Basis and Accrual Basis ) , same like indian Edition of Zoho Books showing. CASH BASIS RETURN is our Basic
                                  • Tips & Tricks Series - #4 Customize your manual PDF before export

                                    Hello everyone! We’re back again with our Tips & Tricks series. Today, we’ll look at how you can customize your manual PDF before exporting it. With Zoho Learn, you can personalize the exported PDF with options such as headers, footers, colors, and custom
                                  • Digital Marketing Agency: Transforming Your Brand's Online Presence

                                    Imagine trying to build a house on your own without the necessary tools or expertise—it’s overwhelming, right? Digital marketing is the same.
                                  • Losing description after merging tickets

                                    Hello, We merge tickets when they are about the same topic from the same client. It happens sometimes. We recently noticed that after the merger only the description from the master ticket is left in a thread. And the slave-ticket description is erased.
                                  • Introducing Zoho Key Service, a simpler way to access LLMs without API keys

                                    Available in the Professional, Enterprise, and Ultimate editions in the US, IN, AU, JP, and CA DCs. Hello everyone, We are excited to bring Zoho Key Service (ZKS) in Zoho CRM, a simpler way for organizations to access and use third party LLMs. You can
                                  • Reach us through our official support channels

                                    Dear Customers, Thanks a lot for choosing Zoho! Our applications are built to help achieve your day-to-day business goals. We are committed to engaging with you, to understand and develop solutions that enhance your productivity. We are happy and ready
                                  • I cannot add user to my account

                                    I have an account, I deleted a user from the account and I have one unused licence which lasts for 23 days, I tried adding a new user and it said This user is not allowed to add in Zoho. Please contact support-as@zohocorp.com for further details, please
                                  • Domain Activation Issue

                                    I purchased a domain through Zoho, and as I understand it, you were supposed to send me a domain activation link. However, I never received it. As a result, I was unable to activate the domain, and it is now suspended. Because of this, I am not receiving
                                  • Grouping by Stage *type* in widgets

                                    Hi Can I ask for a new feature? I'd like to be able to group by stage type in a Deal widget. That is by whether the Deal is in an Open Stage, a Closed Won Stage, or a Lost stage. Currently I can group by Stage, but if we have 10 open stages and one Closed
                                  • Please release domain bravovietnam.com from an old account

                                    Hello Zoho Support, I am trying to set up Zoho Mail with my domain bravovietnam.com on my account office@bravovietnam.com. Every time I add the domain, I get: "This domain is already associated with this account" — pointing to a DIFFERENT, older account
                                  • Creator -Dynamic addition of Customer Portal User Licenses

                                    Hi, We have a Creator App for B2C about to get released. We are experiencing the Portal User license challenge. Unable to predict the number of users who will download and Subscribe. When a User is about Subscribe and the portal licenses does not exists,
                                  • Need Multiple currency for Suppliers and Buyers

                                    Hello, We need multiple currency support for buyer and suppliers, We are doing international business and we often sell goods in foreign currency as well as local currency, However zoho does not support this, I am trying Free agent and xero they support all currencies for suppliers Bills & expenses as well as buyers invoices, Kindly work on this feature will be great help to decide using zoho books Thank you
                                  • 👍 Zoho CRM's Notes now gets Reactions and a new look

                                    Available in SA and JP DCs. Rolling out to other DCs in phases. Hello everyone, Notes help users capture important updates, collaborate with teammates, and maintain context for records. Now with Note Reactions, users can quickly acknowledge updates, express
                                  • Introducing Incentives for Zoho CRM: Build, automate, and track sales commissions

                                    Dear Customers, We are here with an amazing news! We built a direct solution to help manage your commission provisioning activity in your business. From creating commission plans to issuing payouts, this application leverages your sales reps’ performance
                                  • Enhanced Zoho CRM and Office 365 calendar synchronization features!

                                    Dear customers, We're excited to share some significant improvements to our Office 365 calendar synchronization features, aimed at providing you with more control and a more personalized experience. What’s new Choose your Office 365 calendar: During the
                                  • Zoho Books Support

                                    Dear Team, Zoho Books offers a demo before you purchase zoho books. But after that when he actually purchases the product he has to rely on toll free number or help documents. But this might get frustrated in the initial period. Specially in initial period.
                                  • How to add a fee based on payment method

                                    I currently accept both ACH payments and credit card. I want to add a 3% fee to a number of my subscription plans if the customer chooses to use a credit card (and not ACH/checking). How do I do this? Is there an in-built feature, or would i have to create
                                  • What's New in Zoho Invoice | July – September 2026

                                    Hello everyone! We're back with the latest updates and enhancements we've rolled out in Zoho Invoice from July to September 2026. Here's what's new this quarter: Zoho Invoice is Now Available in Nigeria Introducing the Super Admin Privilege E-Invoicing
                                  • Notes - Reaction Buttons

                                    Using the native notes option within CRM is fine, it works and the RTF features are great, however, would it be possible - if there isnt already something in place, where we can add a reactions button, similar to teams/whatsapp to show that its been read
                                  • ZohoBooks - "Account transactions" report doesn't have any "Desciptions"

                                    Hi, I'd like to push for this to be included in ZohoBooks: In a "account transactions" report all the numbers are right, but I'd really like to see the "Description" as part of this report, i.e. the line-item-description as I would see it in the bank statement. Essentially all you see is a list of numbers adding up to the total. It is very difficult to see if things are right without being able to see what exactly each transaction refers to. Going into each transaction one-by-one is not a workable
                                  • Address limits per customer by edition

                                    I’m on the Standard edition and have reached a limit of 30 addresses under a single customer. Before I move to an annual Professional subscription, I need to confirm the following: What is the maximum number of addresses allowed under one contact, and
                                  • Export from List view

                                    I'm constantly having the issue where my users are building lists in ListView for various objects and then realising they cant export the data, then they have to go and build the data set in reports to export. I would like to see the ability to export to excel/csv from ListView.
                                  • Next Page