Some newbie questions?

Hi there!

I am new to this conception of shared docs at web - so, greatly need advice:

I want to share a single excel spreadsheet among 5 peoples (incl. me) with read/write permissions (kind of works schedule).

The questions are:

1) What subscription plan is more suitable for this?

2) Is it necessary for these users to have registered accounts at Zoho? (I saw "share" and "externally share" options at document menus).

3) As I log-in at zoho.com - it brings me the homepage with numerous infos (images, links, etc..) - is there a kind of a "blackdoor" to my "cabinet/account prefs" (want to be a one-click-away from the desired place, you know:)).

Thanks in advance!

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