Zoho One vs individual products

I'm looking at a few Zoho products and have a question about them. I like Zoho CRM, Assist, Meeting, and Sign for example. Being that I'm a one-man operation I would only be buying one license for each of these.

Zoho CRM Enterprise is 45 a month, Assist is 15.00 a month, Meeting is 10.00 a month and Sign is 24 a month. I see that Zoho One offers enterprise class features but of these four only CRM and Sign have an Enterprise level subscription.

If purchased individually all of these would cost me 94.00 a month for all four products.

Zoho One is 30.00 a month for what they say is access to 45+ apps.

Am I correct in saying that Zoho One would give me the same level of access to these four apps as buying them individually at 94.00 a month, as well as option to add more apps at no additional cost?

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