Mutual TLS in Creator | Zoho Creator Help

Mutual TLS in Creator

In a nutshell 
Mutual TLS (mTLS) in Zoho Creator establishes a secure, certificate-based communication with external domains. It verifies both parties involved in the connection, offering stronger authentication and protection against common security threats.
Availability 

1. Overview

In modern cloud applications, integration security is critical to protecting sensitive data exchanged between systems. Most APIs rely on Transport Layer Security (TLS) to encrypt data in transit and verify that the client is communicating with a trusted server. This is known as one-way TLS, where only the server presents a certificate during the handshake.

Mutual TLS (mTLS) extends this model by requiring both the client and the server to present X.509 certificates during the TLS handshake. This enables two-way authentication, ensuring that both parties verify each other’s identity before any data is exchanged. The result is a secure, encrypted channel between two trusted systems.

In Zoho Creator, mTLS allows your application to establish a secure connection with external domains by validating certificates on both ends. During the handshake, Zoho Creator (as the client) and the third-party service (as the server) exchange and authenticate certificates. This mutual verification helps prevent:
  • Unauthorized access
  • Man-in-the-middle attacks
  • Service impersonation
Because both endpoints are required to prove their identity, mTLS is ideal for high-trust, compliance-sensitive environments.

1.1 Benefits of using mTLS in Creator  

Strong security and trust
  • Ensures encrypted communication across public or private networks
  • Validates both endpoints through mutual certificate exchange
  • Reduces risk of unauthorized API access or spoofed services
Enterprise-grade protection
Organizations operating at scale or handling critical data can rely on mTLS for:
  • Enterprise-grade security: Secure connections for internal APIs, third-party services, or partner integrations
  • HIPAA-ready architecture: Suited for healthcare applications that manage electronic health records (EHRs) and PHI
  • Zero Trust alignment: Reinforces a Zero Trust model by requiring both identity and intent verification
  • Compliance support: Suitable for organizations governed by ISO 27001, PCI-DSS, GDPR, and other data protection frameworks 

1.2 Navigation guide 

Navigate to the Connections tab under Microservices section. Once Mutual TLS has been enabled on demand for your account by the Creator support team, it will be listed as a system connection with a "Not connected" status.

1.3 Setting up a mTLS connection

Setting up mTLS involves downloading a self-signed certificate from Zoho Creator and importing it into the third-party domain you want to connect with. Once configured, all requests from Zoho Creator to that external service are encrypted and verified. To use mTLS in Zoho Creator, you’ll first need to request access from the support team.
  1. Navigate to the Connections tab under Microservices section once mTLS has been enabled where it will be listed as a system-generated connection.
  2. Click the ellipsis icon present on the Mutual TLS connection card and click Authorize to begin whitelisting the domains that should communicate securely using mTLS.
  3. In the configuration popup that follows, use the highlighted link to download the public certificate in .pem format.
    • Import this certificate into the trust-store of your third-party service. After uploading the certificate, on hitting the respective API endpoint, communication will remain secured by mtls.
  4. Enter the domains that support mTLS authentication and require to be whitelisted for secure communication, click Continue.

Notes
Note: A few services that support mTLS are SAP, AWS, Microsoft Azure, ServiceNow, Oracle Cloud APIs, SalesForce, and Plaid. 

Once mTLS has been configured and the certificate is uploaded in the third party trust store, the third-party service will accept requests from Zoho Creator after verifying its identity via the imported certificate. This means the third-party will now trust Creator and vice versa.

Disabling the mTLS support
To temporarily disable the mTLS property:
  1. Navigate to the Connections tab.
  2. Click the ellipsis icon beside the mTLS item and click Disable. This disables mutual authentication until re-enabled.

If your account has been enabled with the mTLS property in the backend, but you choose to disable the auto-created Mutual TLS system connection, mTLS support will no longer apply to the whitelisted domains. In this case, mutual TLS communication will be temporarily suspended until the connection is re-enabled.

1.4 Certificate details

Property

Details

Certificate Format

.pem (Privacy Enhanced Mail)

Key Size

4096-bit RSA

Certificate Standard

X.509 v3

Issued By

Zoho (self-signed certificate)

Validity

5 years from the date of generation

Metadata Included

Subject, Issuer, Public Key, Validity period

Compatibility

Fully compatible with most third-party systems that support mTLS

Downloaded certificates contain all necessary metadata (subject, issuer, public key, validity) to establish mutual trust between Creator and third-party systems. Once the certificate expires, you'll need to download a new one by authorizing the mTLS system connection enabled in your account and re-import it into your external service to ensure continued secure communication.
Zoho Creator currently provides a self-signed certificate. This type of certificate is fully capable of establishing trust between Zoho and the third party service.
Notes
Note: If you need to use a different key size or certificate file format such as .crt, .der, or .pfx, please contact support@zohocreator.com.

1.5 Use Cases

Healthcare  
A healthcare provider uses a Zoho Creator application called Medical Bridge to manage patient referrals and transmit sensitive health data to external diagnostic labs. To ensure HIPAA compliance and prevent unauthorized access, the provider configures Mutual TLS under the Connections tab in Zoho Creator. When a referral is submitted, Medical Bridge sends the patient’s encrypted data via API to the lab's system.
Assume the lab uses Oracle Health, an EHR platform that supports mTLS. During the API call, Medical Bridge presents its digital certificate, which Oracle Health validates to confirm the request originates from an authorized source. Simultaneously, Oracle’s certificate is verified by Medical Bridge, completing a secure, mutual handshake. This setup ensures sensitive data is shared only between verified systems, supporting secure interoperability between healthcare platforms.

Procurement  
A large manufacturing company automates its purchase order workflows using a Zoho Creator application. Some vendors require mTLS authentication to accept order data via API. The company configures mTLS in Creator by enabling the feature through support and completing the setup in the Connections tab.
Let’s say one such vendor operates on SAP Business Technology Platform, which supports mTLS. When the Creator app sends a purchase request, SAP validates Creator’s certificate to ensure it comes from a trusted source, while Creator verifies SAP’s certificate in return. This mutual verification helps meet industry security standards like ISO 27001 and PCI-DSS, ensuring encrypted, authenticated communication throughout the procurement cycle.

2. Points to note

  • Mutual TLS (mTLS) must be enabled for your Creator account by contacting support@zohocreator.com.
  • The public certificate provided by Creator is in .pem format with a 4096-bit key size and follows the X.509 v3 standard.
  • Zoho Creator currently issues a self-signed certificate, which is fully functional for trusted communication with supported external services.
  • Disabling the system-generated mTLS entry from the Connections tab will temporarily suspend mutual TLS communication for whitelisted domains.

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