I'm linking Zoho Books to HMRC for VAT return. But Zoho Books have included Bank Fees and Charges in VAT return, which in UK should be VAT exempt. I attempted to change the properties of the Bank Fees and Charges account in Chart of Accounts, but to find out Bank Fees and Charges are set by the system to be included in VAT return (see screenshot below). 

Does anyone here encounter the same problem as me? How do you manage to get rid off bank fees and charges in your VAT return?